YMA Financial Archives - YMA FINANCIAL - PROVIDING REAL-WORLD GUIDANCE AND SOLUTIONS TO SUCCESS

Small business couple reviewing financial papers and laptop during government shutdown, with icons for SNAP, WIC, Obamacare, and business funding, and “Government Shutdown” headline above.

Government Shutdown 2025 – How It Will Affect Your Business and You Personally

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

In this article we’ll clearly explain how the government shutdown – how it will affect your business and you personally plays out across federal programs, business operations and personal finances. From regulatory delays to risks for food‐aid programs like SNAP and WIC, and the implications for the upcoming Affordable Care Act (Obamacare) Open Enrollment, we cover what …

Government Shutdown 2025 – How It Will Affect Your Business and You Personally Read More »

Entrepreneur reviewing a personal credit report with a score of 815 while holding a credit card, sitting at a modern desk with laptop and notebook, representing how strong personal credit supports business growth.

Why Personal Credit Matters When Building Business Credit: How Strong Personal Credit Opens Doors for Your Business

bad credit, Business, collections, Credit, credit cards, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Why Personal Credit Matters When Building Business Credit: How Strong Personal Credit Opens Doors for Your Business In the world of entrepreneurship, one of the most overlooked connections is between personal credit and business credit. Many small business owners assume that their company’s credit profile is entirely separate from their own. However, in most cases, …

Why Personal Credit Matters When Building Business Credit: How Strong Personal Credit Opens Doors for Your Business Read More »

American Express Platinum Card next to rising financial bar graph with text ‘Why Did American Express Increase Its Annual Fee to $895?’ — financial blog banner about Amex annual fee increase explained.

Why Did American Express Increase Its Annual Fee to $895? (What It Means for Cardholders in 2025)

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Understanding the American Express Fee Increase In 2025, American Express (Amex) announced a major change — the Platinum Card’s annual fee increased from $695 to $895. This change left many cardholders wondering: why the sudden hike? While the increase may seem steep, it’s part of a larger strategy that emphasizes premium benefits, affluent consumers, and …

Why Did American Express Increase Its Annual Fee to $895? (What It Means for Cardholders in 2025) Read More »

Professional SEO banner showing a smiling entrepreneur in a navy suit beside the text “SBA vs. SCORE: Which Small Business Resource Is Best for You?

SBA vs. SCORE Explained: Everything Entrepreneurs Need to Know in 2025

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

SBA vs. SCORE Explained: Everything Entrepreneurs Need to Know in 2025 When it comes to starting or growing a small business, entrepreneurs often come across two major names—SBA (Small Business Administration) and SCORE (Service Corps of Retired Executives). While both are designed to help business owners succeed, they serve distinct roles and offer unique benefits. …

SBA vs. SCORE Explained: Everything Entrepreneurs Need to Know in 2025 Read More »

Top 10 Funding Options for New Businesses in 2025: Which One Fits You Best?

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Why Choosing the Right Funding Option Matters Starting a new business is exciting, but every entrepreneur faces the same critical question: how do I fund my startup? In 2025, entrepreneurs have more choices than ever before—ranging from traditional loans to innovative alternatives like crowdfunding and revenue-based financing. The challenge is not finding funding; it’s choosing …

Top 10 Funding Options for New Businesses in 2025: Which One Fits You Best? Read More »

Smiling professional holding credit cards and approved loan paperwork with bold text “How to Build Business Credit Quickly 2025” on a blue background.

How to Build Business Credit Quickly in 2025: Step-by-Step Guide for Startups

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Introduction: Why Building Business Credit Fast Matters in 2025 If you’re launching a new venture, learning how to build business credit quickly in 2025 is one of the smartest moves you can make. Strong business credit doesn’t just make you look more professional—it opens doors to funding, vendor terms, and higher credit limits. Lenders and …

How to Build Business Credit Quickly in 2025: Step-by-Step Guide for Startups Read More »

50 Best Affiliate Programs for Marketers and Creators in 2025 (High Commissions + Recurring Payouts)

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Introduction: The Rise of High-Paying Affiliate Programs in 2025 Affiliate marketing is booming in 2025. More brands than ever are rewarding marketers and creators with high commissions and recurring payouts, giving entrepreneurs the chance to build reliable passive income streams. As Shopify’s guide on the best affiliate programs shows, affiliate opportunities (50 Best Affiliate Programs) …

50 Best Affiliate Programs for Marketers and Creators in 2025 (High Commissions + Recurring Payouts) Read More »

PNC Bank announces $4.1 billion acquisition of FirstBank – major financial deal boosting opportunities for consumers and small businesses.

PNC Bank Announces $4.1 Billion Deal to Acquire FirstBank – What It Means for Consumers and Small Businesses

Business, Credit, credit cards, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

PNC Bank’s $4.1 Billion FirstBank Acquisition In a groundbreaking announcement, PNC Bank confirmed its $4.1 billion deal to acquire FirstBank, marking one of the most significant financial mergers of the year. Consumers and small businesses alike are asking: What does this mean for me? This acquisition will expand PNC’s national reach, strengthen its product offerings, …

PNC Bank Announces $4.1 Billion Deal to Acquire FirstBank – What It Means for Consumers and Small Businesses Read More »

“Blue semi-truck on highway promoting 32nd Degree Logistics trucking authority filing, truck selection, and insurance services for new trucking companies with YMA Financial business consulting support.”

Starting a Trucking Company | 32nd Degree Logistics: Helping New Trucking Companies Succeed

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Starting a Trucking Company with 32nd Degree Logistics When starting a trucking company, many entrepreneurs quickly realize the process involves more than just buying a truck. In fact, from DOT and MC Authority filing to truck selections and commercial insurance, each step can feel overwhelming. Fortunately, 32nd Degree Logistics makes the journey easier by providing …

Starting a Trucking Company | 32nd Degree Logistics: Helping New Trucking Companies Succeed Read More »

Bitcoin reaching record high with gold Bitcoin coin and upward trending green line chart on dark blue background

Bitcoin Reaching Record High: From 2016 to $124K+ Surge—YMA Financial’s Entrepreneur Insights

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Bitcoin has once again made headlines—surging past $124,000—a milestone that entrepreneurs in the YMA Financial circle have closely tracked since 2016. This article provides an in-depth look at Bitcoin Reaching Record High trajectory, the catalysts behind its latest record high, actionable SEO tips, and how YMA Financial stands ready to support businesses launching in this …

Bitcoin Reaching Record High: From 2016 to $124K+ Surge—YMA Financial’s Entrepreneur Insights Read More »

YMA Financial

Signup for our newsletter: