Stay ahead in business and financial planning with YMA Financial

Businessman thinking about credit card industry changes with overlay text: “Why Major Credit Card Lenders Are Ending Store Credit Card Partnerships in 2025,” with blurred credit cards in the background.

Why Major Credit Card Lenders Are Ending Store Credit Card Partnerships in 2025

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By ExpertBlogWriter1964

As consumer trends shift and financial regulations tighten, many major credit card issuers are severing long-standing partnerships with retail stores and co-branded credit card programs. From Wells Fargo’s exit from Bilt’s rent rewards program to Goldman Sachs backing out of the Apple Card deal, this widespread disruption is reshaping how both consumers and businesses interact …

Why Major Credit Card Lenders Are Ending Store Credit Card Partnerships in 2025 Read More »

"Digital illustration showing a business pricing strategy guide with a clipboard labeled 'Pricing,' calculator, gold dollar coin, bar graph, and upward arrow representing profit growth."

How to Determine the Best Price for Your Product or Service: Expert Guide for 2025

Business, Credit, debit, Entrepreneurship, Finances, Small Business, startup / By ExpertBlogWriter1964

How to Determine the Best Price for Your Product or Service: Expert Guide for 2025 Pricing your product or service correctly is one of the most crucial steps in running a successful business. Whether you’re launching a startup or scaling an established company, knowing how to determine the best pricing strategy can directly impact your …

How to Determine the Best Price for Your Product or Service: Expert Guide for 2025 Read More »

Diverse entrepreneurs in a modern office discussing funding options with digital reports, focusing on business funding without a personal guarantor, branded with YMA Financial.

The Truth About Business Funding Without a Personal Guarantor: A Game-Changer for Entrepreneurs

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By ExpertBlogWriter1964

The Truth About Business Funding Without a Personal Guarantor For entrepreneurs looking to build or scale their business, securing funding without a personal guarantor might sound too good to be true. However, with the right approach, resources, and financial partners, it’s absolutely possible. In this guide, we’ll break down how to qualify for no personal …

The Truth About Business Funding Without a Personal Guarantor: A Game-Changer for Entrepreneurs Read More »

African American family celebrating Juneteenth while learning financial literacy and reviewing credit reports together at home.

How Credit and Financial Literacy Empower the Juneteenth Legacy: A Path to Economic Freedom

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By ExpertBlogWriter1964

How Credit and Financial Literacy Impact Juneteenth and Economic Empowerment Juneteenth, also known as Freedom Day, marks the moment in history when enslaved African Americans in Texas were finally informed of their freedom—two and a half years after the Emancipation Proclamation. While Juneteenth is a celebration of liberation, it also serves as a poignant reminder …

How Credit and Financial Literacy Empower the Juneteenth Legacy: A Path to Economic Freedom Read More »

Concerned female entrepreneur in business attire analyzing financial data on a laptop, with charts and graphs in the background under bold Basel III title highlighting small business impact.

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By ExpertBlogWriter1964

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025 As the global financial landscape shifts, Basel III is at the forefront of these changes. Scheduled for full implementation in July 2025, Basel III and how it will affect small businesses and entrepreneurs are set to have an impact across industries. …

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025 Read More »

Business professional analyzing financial bar charts and using a calculator with the overlay text 'Rising Financial Fraud Concerns Particularly Targeting Small Businesses

Rising Financial Fraud Concerns for Small Businesses: Stay Protected in 2025

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By ExpertBlogWriter1964

Rising Financial Fraud Concerns for Small Businesses: Stay Protected in 2025 Financial fraud and the rising financial fraud concerns for small businesses is surging at an alarming rate, especially for small businesses. In 2025, rising financial fraud concerns like AI-driven scams and first-party fraud are reshaping the threat landscape. For small business owners, understanding these …

Rising Financial Fraud Concerns for Small Businesses: Stay Protected in 2025 Read More »

blue credit card next to rising red arrow and US dollar bills, illustrating increasing credit card interest rates in 2025.

Why Are Credit Card Interest Rates Increasing? Understanding the Rise and How to Prepare

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, Entrepreneurship, good credit, Small Business, startup / By ExpertBlogWriter1964

Credit card interest rates are climbing, and consumers across the United States are feeling the pinch. If you’ve recently looked at your credit card statement and noticed higher interest charges, you’re not alone. But why are credit card interest rates increasing so quickly in 2025? In this article, we’ll break down the top reasons for …

Why Are Credit Card Interest Rates Increasing? Understanding the Rise and How to Prepare Read More »

Capital One Merging with Discover: How Will It Affect US Consumers?

Business, Credit, credit cards, credit repair, credit score, Entrepreneurship, good credit, Small Business, startup / By ExpertBlogWriter1964

The recent news of Capital One merging with Discover has taken the financial world by storm. This massive merger could reshape the credit card and banking landscape across the United States. But the big question on everyone’s mind is: How will it affect US consumers? In this article, we’ll dive deep into the merger details, …

Capital One Merging with Discover: How Will It Affect US Consumers? Read More »

Stressed male entrepreneur in a navy suit sitting at a desk with hands on temples, highlighting the emotional toll of business ownership during National Stress Awareness Month.

National Stress Awareness Month: Understanding Entrepreneurial Stress and How to Manage It

Business, debit, Entrepreneurship, Finances, Small Business, startup / By ExpertBlogWriter1964

April is National Stress Awareness Month, a time dedicated to spreading awareness about stress, its impact on mental health, and the importance of stress management. For entrepreneurs, the pressure of launching, growing, and maintaining a business often leads to chronic stress, which can significantly affect health and productivity. In this article, we’ll explore entrepreneurial stress, …

National Stress Awareness Month: Understanding Entrepreneurial Stress and How to Manage It Read More »

Illustrated infographic showing the top 10 businesses you can start and work remotely, including digital marketing, e-commerce, virtual assistance, and online coaching.

Top 10 Businesses You Can Start and Work Remotely in 2025

Business, Entrepreneurship, Finances, Small Business, startup / By ExpertBlogWriter1964

Remote work is no longer a trend — it’s a full-blown movement. More entrepreneurs are looking for flexible ways to earn a living without being tied to a physical location. Whether you’re starting your first business or pivoting into the digital space, launching a remote business in 2025 offers unmatched freedom and profitability. In this …

Top 10 Businesses You Can Start and Work Remotely in 2025 Read More »

Signup for our newsletter: