"Joseph Wallace of YMA Financial was pivotal in evolving Make Away Auto Center from a concept to a successful business. His strategic advice and solutions helped overcome challenges, inspiring hard work and dedication. Now in its second year, the center has aided over 300 vehicle purchases, gaining recognition locally and beyond, embodying its slogan 'We will always Make-A-Way for you to own a vehicle.'"

"YMA Financial has been a key resource to helping navigate financial challenges in my business. Joseph Wallace has been a wealth of knowledge and someone I can go to for sound advice. Their staff is always exhibiting the highest customer service. I would recommend this company to anyone that looking to get credit restore, business plan, and funding."

"I rebuilt my life after a divorce by opening a family child care, later expanding to a large daycare center with Joseph Wallace's guidance. He helped me understand and build credit, offering support through extensive discussions. Our efforts led to the successful opening of AGAPE' Love Child Care and Development in 2020, with Joseph's ongoing support."

"This is an amazing company. I’m ready to make my business dreams a reality. If you are patient and follow instructions it will pay off. Thanks! "

"Wonderful people they put your best interests first and give excellent guidance."

"Working with Joseph and his team has been transformative for me as a self-employed artist struggling with finances. They resolved my personal credit issues, easing a lot of stress, and are now laying the financial groundwork for my business, including setting up an LLC. Joseph's guidance has been invaluable, and I highly recommend YMA Financial to anyone in a similar situation."

"In 2018, I transitioned from finance to opening a child care center with my husband and YMA Financial's guidance. We renovated a building and opened in January 2020. Rapidly growing from 4 to 36 children in two months, this venture has been a fulfilling dream come true."

"YMA Financial and Masters Credit Consultants have been instrumental in my journey to financial freedom. I began working with Joe Wallace in 2019, addressing credit issues and business planning. Throughout the credit improvement process, Joe remained supportive and connected me with valuable resources. With funding from YMA Financial, I recently started a successful trucking company. Joe's ongoing guidance and support have been invaluable, and I highly recommend their services to anyone with ambitious goals."