Finances Archives - Page 3 of 8 - YMA FINANCIAL - PROVIDING REAL-WORLD GUIDANCE AND SOLUTIONS TO SUCCESS

Entrepreneur calculating salary at a desk with financial documents, laptop, and business planning notes, promoting YMA Financial and Verizon Small Business.

How to Calculate Your Salary as an Entrepreneur: A Guide to Smart Business Compensation

bad credit, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup, Uncategorized / By Joe Wallace YMA Blog Writer

Understanding How to Calculate Your Salary as an Entrepreneur One of the most frequently asked questions by new business owners is “How do I calculate my salary as an entrepreneur?” Unlike traditional jobs with fixed paychecks, entrepreneurship requires strategic financial planning to determine what and when to pay yourself. If you want to grow a …

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Businessman thinking about credit card industry changes with overlay text: “Why Major Credit Card Lenders Are Ending Store Credit Card Partnerships in 2025,” with blurred credit cards in the background.

Why Major Credit Card Lenders Are Ending Store Credit Card Partnerships in 2025

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

As consumer trends shift and financial regulations tighten, many major credit card issuers are severing long-standing partnerships with retail stores and co-branded credit card programs. From Wells Fargo’s exit from Bilt’s rent rewards program to Goldman Sachs backing out of the Apple Card deal, this widespread disruption is reshaping how both consumers and businesses interact …

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"Digital illustration showing a business pricing strategy guide with a clipboard labeled 'Pricing,' calculator, gold dollar coin, bar graph, and upward arrow representing profit growth."

How to Determine the Best Price for Your Product or Service: Expert Guide for 2025

Business, Credit, debit, Entrepreneurship, Finances, Small Business, startup / By Joe Wallace YMA Blog Writer

How to Determine the Best Price for Your Product or Service: Expert Guide for 2025 Pricing your product or service correctly is one of the most crucial steps in running a successful business. Whether you’re launching a startup or scaling an established company, knowing how to determine the best pricing strategy can directly impact your …

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Diverse entrepreneurs in a modern office discussing funding options with digital reports, focusing on business funding without a personal guarantor, branded with YMA Financial.

The Truth About Business Funding Without a Personal Guarantor: A Game-Changer for Entrepreneurs

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

The Truth About Business Funding Without a Personal Guarantor For entrepreneurs looking to build or scale their business, securing funding without a personal guarantor might sound too good to be true. However, with the right approach, resources, and financial partners, it’s absolutely possible. In this guide, we’ll break down how to qualify for no personal …

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African American family celebrating Juneteenth while learning financial literacy and reviewing credit reports together at home.

How Credit and Financial Literacy Empower the Juneteenth Legacy: A Path to Economic Freedom

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

How Credit and Financial Literacy Impact Juneteenth and Economic Empowerment Juneteenth, also known as Freedom Day, marks the moment in history when enslaved African Americans in Texas were finally informed of their freedom—two and a half years after the Emancipation Proclamation. While Juneteenth is a celebration of liberation, it also serves as a poignant reminder …

How Credit and Financial Literacy Empower the Juneteenth Legacy: A Path to Economic Freedom Read More »

Concerned female entrepreneur in business attire analyzing financial data on a laptop, with charts and graphs in the background under bold Basel III title highlighting small business impact.

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025 As the global financial landscape shifts, Basel III is at the forefront of these changes. Scheduled for full implementation in July 2025, Basel III and how it will affect small businesses and entrepreneurs are set to have an impact across industries. …

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Business professional analyzing financial bar charts and using a calculator with the overlay text 'Rising Financial Fraud Concerns Particularly Targeting Small Businesses

Rising Financial Fraud Concerns for Small Businesses: Stay Protected in 2025

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Rising Financial Fraud Concerns for Small Businesses: Stay Protected in 2025 Financial fraud and the rising financial fraud concerns for small businesses is surging at an alarming rate, especially for small businesses. In 2025, rising financial fraud concerns like AI-driven scams and first-party fraud are reshaping the threat landscape. For small business owners, understanding these …

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Stressed male entrepreneur in a navy suit sitting at a desk with hands on temples, highlighting the emotional toll of business ownership during National Stress Awareness Month.

National Stress Awareness Month: Understanding Entrepreneurial Stress and How to Manage It

Business, debit, Entrepreneurship, Finances, Small Business, startup / By Joe Wallace YMA Blog Writer

April is National Stress Awareness Month, a time dedicated to spreading awareness about stress, its impact on mental health, and the importance of stress management. For entrepreneurs, the pressure of launching, growing, and maintaining a business often leads to chronic stress, which can significantly affect health and productivity. In this article, we’ll explore entrepreneurial stress, …

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Illustrated infographic showing the top 10 businesses you can start and work remotely, including digital marketing, e-commerce, virtual assistance, and online coaching.

Top 10 Businesses You Can Start and Work Remotely in 2025

Business, Entrepreneurship, Finances, Small Business, startup / By Joe Wallace YMA Blog Writer

Remote work is no longer a trend — it’s a full-blown movement. More entrepreneurs are looking for flexible ways to earn a living without being tied to a physical location. Whether you’re starting your first business or pivoting into the digital space, launching a remote business in 2025 offers unmatched freedom and profitability. In this …

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A digital infographic showing the difference between LLCs and Certificates of Existence, with clean, legible text and blue icons, neatly divided into two labeled sections.

What Is the Difference Between an LLC and a Certificate of Existence? (Full Guide for Business Owners)

Business, Entrepreneurship, Finances, Small Business, startup / By Joe Wallace YMA Blog Writer

Starting a business comes with a lot of paperwork and legal terms that can be confusing. Two commonly misunderstood terms are LLC (Limited Liability Company) and Certificate of Existence. If you’re launching a new venture or managing a current one, understanding the difference between an LLC and a Certificate of Existence is critical. In this …

What Is the Difference Between an LLC and a Certificate of Existence? (Full Guide for Business Owners) Read More »

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