YMA Wealth Management Group

blue credit card next to rising red arrow and US dollar bills, illustrating increasing credit card interest rates in 2025.

Why Are Credit Card Interest Rates Increasing? Understanding the Rise and How to Prepare

Credit card interest rates are climbing, and consumers across the United States are feeling the pinch. If you’ve recently looked at your credit card statement and noticed higher interest charges, you’re not alone. But why are credit card interest rates increasing so quickly in 2025? In this article, we’ll break down the top reasons for …

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Capital One and Discover logo against a blue backdrop and banking graphics, symbolizing the merger and its impact on US consumers.

Capital One Merging with Discover: How Will It Affect US Consumers?

The recent news of Capital One merging with Discover has taken the financial world by storm. This massive merger could reshape the credit card and banking landscape across the United States. But the big question on everyone’s mind is: How will it affect US consumers? In this article, we’ll dive deep into the merger details, …

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