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Entrepreneur calculating salary at a desk with financial documents, laptop, and business planning notes, promoting YMA Financial and Verizon Small Business.

How to Calculate Your Salary as an Entrepreneur: A Guide to Smart Business Compensation

Understanding How to Calculate Your Salary as an Entrepreneur One of the most frequently asked questions by new business owners is “How do I calculate my salary as an entrepreneur?” Unlike traditional jobs with fixed paychecks, entrepreneurship requires strategic financial planning to determine what and when to pay yourself. If you want to grow a […]

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Businessman thinking about credit card industry changes with overlay text: “Why Major Credit Card Lenders Are Ending Store Credit Card Partnerships in 2025,” with blurred credit cards in the background.

Why Major Credit Card Lenders Are Ending Store Credit Card Partnerships in 2025

As consumer trends shift and financial regulations tighten, many major credit card issuers are severing long-standing partnerships with retail stores and co-branded credit card programs. From Wells Fargo’s exit from Bilt’s rent rewards program to Goldman Sachs backing out of the Apple Card deal, this widespread disruption is reshaping how both consumers and businesses interact

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"Digital illustration showing a business pricing strategy guide with a clipboard labeled 'Pricing,' calculator, gold dollar coin, bar graph, and upward arrow representing profit growth."

How to Determine the Best Price for Your Product or Service: Expert Guide for 2025

How to Determine the Best Price for Your Product or Service: Expert Guide for 2025 Pricing your product or service correctly is one of the most crucial steps in running a successful business. Whether you’re launching a startup or scaling an established company, knowing how to determine the best pricing strategy can directly impact your

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Diverse entrepreneurs in a modern office discussing funding options with digital reports, focusing on business funding without a personal guarantor, branded with YMA Financial.

The Truth About Business Funding Without a Personal Guarantor: A Game-Changer for Entrepreneurs

The Truth About Business Funding Without a Personal Guarantor For entrepreneurs looking to build or scale their business, securing funding without a personal guarantor might sound too good to be true. However, with the right approach, resources, and financial partners, it’s absolutely possible. In this guide, we’ll break down how to qualify for no personal

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African American family celebrating Juneteenth while learning financial literacy and reviewing credit reports together at home.

How Credit and Financial Literacy Empower the Juneteenth Legacy: A Path to Economic Freedom

How Credit and Financial Literacy Impact Juneteenth and Economic Empowerment Juneteenth, also known as Freedom Day, marks the moment in history when enslaved African Americans in Texas were finally informed of their freedom—two and a half years after the Emancipation Proclamation. While Juneteenth is a celebration of liberation, it also serves as a poignant reminder

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Concerned female entrepreneur in business attire analyzing financial data on a laptop, with charts and graphs in the background under bold Basel III title highlighting small business impact.

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025 As the global financial landscape shifts, Basel III is at the forefront of these changes. Scheduled for full implementation in July 2025, Basel III and how it will affect small businesses and entrepreneurs are set to have an impact across industries.

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Business professional analyzing financial bar charts and using a calculator with the overlay text 'Rising Financial Fraud Concerns Particularly Targeting Small Businesses

Rising Financial Fraud Concerns for Small Businesses: Stay Protected in 2025

Rising Financial Fraud Concerns for Small Businesses: Stay Protected in 2025 Financial fraud and the rising financial fraud concerns for small businesses is surging at an alarming rate, especially for small businesses. In 2025, rising financial fraud concerns like AI-driven scams and first-party fraud are reshaping the threat landscape. For small business owners, understanding these

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Stressed male entrepreneur in a navy suit sitting at a desk with hands on temples, highlighting the emotional toll of business ownership during National Stress Awareness Month.

National Stress Awareness Month: Understanding Entrepreneurial Stress and How to Manage It

April is National Stress Awareness Month, a time dedicated to spreading awareness about stress, its impact on mental health, and the importance of stress management. For entrepreneurs, the pressure of launching, growing, and maintaining a business often leads to chronic stress, which can significantly affect health and productivity. In this article, we’ll explore entrepreneurial stress,

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A businessman in a navy suit working late at night, analyzing financial documents under the glow of a bright full moon visible through the office window.

Connection Between Full Moon and Business Success: Myth or Reality?

Connection Between Full Moon and Business Success: Myth or Reality? 🌑 Is There a Real Link Between the Full Moon and Business Success? For centuries, the full moon has captivated human imagination. From folklore and superstition to astrology and behavioral science, the influence of lunar phases—especially the full moon—has been studied and debated extensively. But

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Impact of increased tariffs on U.S. startups – American flag with coins, financial chart, and calculator symbolizing business challenges.

How Increased Tariffs Affect Entrepreneurs and Startup Businesses in the US

Introduction: Tariffs and the Startup Economy In today’s globalized economy, tariffs—government-imposed duties on imported goods—have become a hot topic, especially among entrepreneurs and startup businesses in the US. With international trade tensions on the rise, many business owners are asking: How do increased tariffs affect my startup’s profitability and growth potential? In this in-depth article,

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