Have any questions? 864-249-1439 | 888-531-6611
Facebook-f Linkedin-in

Credit

"Digital illustration showing a business pricing strategy guide with a clipboard labeled 'Pricing,' calculator, gold dollar coin, bar graph, and upward arrow representing profit growth."

How to Determine the Best Price for Your Product or Service: Expert Guide for 2025

Business, Credit, debit, Entrepreneurship, Finances, Small Business, startup / By

How to Determine the Best Price for Your Product or Service: Expert Guide for 2025 Pricing your product or service correctly is one of the most crucial steps in running a successful business. Whether you’re launching a startup or scaling an established company, knowing how to determine the best pricing strategy can directly impact your …

How to Determine the Best Price for Your Product or Service: Expert Guide for 2025 Read More »

Diverse entrepreneurs in a modern office discussing funding options with digital reports, focusing on business funding without a personal guarantor, branded with YMA Financial.

The Truth About Business Funding Without a Personal Guarantor: A Game-Changer for Entrepreneurs

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By

The Truth About Business Funding Without a Personal Guarantor For entrepreneurs looking to build or scale their business, securing funding without a personal guarantor might sound too good to be true. However, with the right approach, resources, and financial partners, it’s absolutely possible. In this guide, we’ll break down how to qualify for no personal …

The Truth About Business Funding Without a Personal Guarantor: A Game-Changer for Entrepreneurs Read More »

African American family celebrating Juneteenth while learning financial literacy and reviewing credit reports together at home.

How Credit and Financial Literacy Empower the Juneteenth Legacy: A Path to Economic Freedom

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By

How Credit and Financial Literacy Impact Juneteenth and Economic Empowerment Juneteenth, also known as Freedom Day, marks the moment in history when enslaved African Americans in Texas were finally informed of their freedom—two and a half years after the Emancipation Proclamation. While Juneteenth is a celebration of liberation, it also serves as a poignant reminder …

How Credit and Financial Literacy Empower the Juneteenth Legacy: A Path to Economic Freedom Read More »

Concerned female entrepreneur in business attire analyzing financial data on a laptop, with charts and graphs in the background under bold Basel III title highlighting small business impact.

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025 As the global financial landscape shifts, Basel III is at the forefront of these changes. Scheduled for full implementation in July 2025, Basel III and how it will affect small businesses and entrepreneurs are set to have an impact across industries. …

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025 Read More »

Business professional analyzing financial bar charts and using a calculator with the overlay text 'Rising Financial Fraud Concerns Particularly Targeting Small Businesses

Rising Financial Fraud Concerns for Small Businesses: Stay Protected in 2025

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By

Rising Financial Fraud Concerns for Small Businesses: Stay Protected in 2025 Financial fraud and the rising financial fraud concerns for small businesses is surging at an alarming rate, especially for small businesses. In 2025, rising financial fraud concerns like AI-driven scams and first-party fraud are reshaping the threat landscape. For small business owners, understanding these …

Rising Financial Fraud Concerns for Small Businesses: Stay Protected in 2025 Read More »

blue credit card next to rising red arrow and US dollar bills, illustrating increasing credit card interest rates in 2025.

Why Are Credit Card Interest Rates Increasing? Understanding the Rise and How to Prepare

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, Entrepreneurship, good credit, Small Business, startup / By

Credit card interest rates are climbing, and consumers across the United States are feeling the pinch. If you’ve recently looked at your credit card statement and noticed higher interest charges, you’re not alone. But why are credit card interest rates increasing so quickly in 2025? In this article, we’ll break down the top reasons for …

Why Are Credit Card Interest Rates Increasing? Understanding the Rise and How to Prepare Read More »

Capital One and Discover logo against a blue backdrop and banking graphics, symbolizing the merger and its impact on US consumers.

Capital One Merging with Discover: How Will It Affect US Consumers?

Business, Credit, credit cards, credit repair, credit score, Entrepreneurship, good credit, Small Business, startup / By

The recent news of Capital One merging with Discover has taken the financial world by storm. This massive merger could reshape the credit card and banking landscape across the United States. But the big question on everyone’s mind is: How will it affect US consumers? In this article, we’ll dive deep into the merger details, …

Capital One Merging with Discover: How Will It Affect US Consumers? Read More »

A businessman in a navy suit working late at night, analyzing financial documents under the glow of a bright full moon visible through the office window.

Connection Between Full Moon and Business Success: Myth or Reality?

Business, Credit, credit cards, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By

Connection Between Full Moon and Business Success: Myth or Reality? 🌑 Is There a Real Link Between the Full Moon and Business Success? For centuries, the full moon has captivated human imagination. From folklore and superstition to astrology and behavioral science, the influence of lunar phases—especially the full moon—has been studied and debated extensively. But …

Connection Between Full Moon and Business Success: Myth or Reality? Read More »

Impact of increased tariffs on U.S. startups – American flag with coins, financial chart, and calculator symbolizing business challenges.

How Increased Tariffs Affect Entrepreneurs and Startup Businesses in the US

Business, Credit, debit, Entrepreneurship, Finances, Small Business, startup / By

Introduction: Tariffs and the Startup Economy In today’s globalized economy, tariffs—government-imposed duties on imported goods—have become a hot topic, especially among entrepreneurs and startup businesses in the US. With international trade tensions on the rise, many business owners are asking: How do increased tariffs affect my startup’s profitability and growth potential? In this in-depth article, …

How Increased Tariffs Affect Entrepreneurs and Startup Businesses in the US Read More »

Bright spring sunrise over a blooming field with colorful flowers and a 'March 20, 2025 – First Day of Spring' calendar overlay, symbolizing renewal and growth.

The First Day of Spring 2025: Welcome the New Season on March 20, 2025

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By

The First Day of Spring 2025: Welcome the New Season on March 20, 2025 When is the First Day of Spring 2025? Spring officially arrives on Thursday, March 20, 2025, at 5:01 AM EDT. This marks the Spring Equinox 2025, a moment when day and night are nearly equal in length. As we transition from …

The First Day of Spring 2025: Welcome the New Season on March 20, 2025 Read More »

YMA Financial
Floor 3
101 South Church St
Spartanburg, SC 29306
Monday-Friday
8:30 a.m. - 5:30 p.m. EST.
864-249-1439
888-531-6611
Email
info@ymafinancial.com
Signup for our newsletter:

© Copyright 2025 YMA Financial

Facebook-f Linkedin-in