October 2025

Small business couple reviewing financial papers and laptop during government shutdown, with icons for SNAP, WIC, Obamacare, and business funding, and “Government Shutdown” headline above.

Government Shutdown 2025 – How It Will Affect Your Business and You Personally

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

In this article we’ll clearly explain how the government shutdown – how it will affect your business and you personally plays out across federal programs, business operations and personal finances. From regulatory delays to risks for food‐aid programs like SNAP and WIC, and the implications for the upcoming Affordable Care Act (Obamacare) Open Enrollment, we cover what …

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Entrepreneur reviewing a personal credit report with a score of 815 while holding a credit card, sitting at a modern desk with laptop and notebook, representing how strong personal credit supports business growth.

Why Personal Credit Matters When Building Business Credit: How Strong Personal Credit Opens Doors for Your Business

bad credit, Business, collections, Credit, credit cards, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Why Personal Credit Matters When Building Business Credit: How Strong Personal Credit Opens Doors for Your Business In the world of entrepreneurship, one of the most overlooked connections is between personal credit and business credit. Many small business owners assume that their company’s credit profile is entirely separate from their own. However, in most cases, …

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American Express Platinum Card next to rising financial bar graph with text ‘Why Did American Express Increase Its Annual Fee to $895?’ — financial blog banner about Amex annual fee increase explained.

Why Did American Express Increase Its Annual Fee to $895? (What It Means for Cardholders in 2025)

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Understanding the American Express Fee Increase In 2025, American Express (Amex) announced a major change — the Platinum Card’s annual fee increased from $695 to $895. This change left many cardholders wondering: why the sudden hike? While the increase may seem steep, it’s part of a larger strategy that emphasizes premium benefits, affluent consumers, and …

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Professional SEO banner showing a smiling entrepreneur in a navy suit beside the text “SBA vs. SCORE: Which Small Business Resource Is Best for You?

SBA vs. SCORE Explained: Everything Entrepreneurs Need to Know in 2025

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

SBA vs. SCORE Explained: Everything Entrepreneurs Need to Know in 2025 When it comes to starting or growing a small business, entrepreneurs often come across two major names—SBA (Small Business Administration) and SCORE (Service Corps of Retired Executives). While both are designed to help business owners succeed, they serve distinct roles and offer unique benefits. …

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Top 10 Funding Options for New Businesses in 2025: Which One Fits You Best?

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Why Choosing the Right Funding Option Matters Starting a new business is exciting, but every entrepreneur faces the same critical question: how do I fund my startup? In 2025, entrepreneurs have more choices than ever before—ranging from traditional loans to innovative alternatives like crowdfunding and revenue-based financing. The challenge is not finding funding; it’s choosing …

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Smiling professional holding credit cards and approved loan paperwork with bold text “How to Build Business Credit Quickly 2025” on a blue background.

How to Build Business Credit Quickly in 2025: Step-by-Step Guide for Startups

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Introduction: Why Building Business Credit Fast Matters in 2025 If you’re launching a new venture, learning how to build business credit quickly in 2025 is one of the smartest moves you can make. Strong business credit doesn’t just make you look more professional—it opens doors to funding, vendor terms, and higher credit limits. Lenders and …

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