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Bitcoin reaching record high with gold Bitcoin coin and upward trending green line chart on dark blue background

Bitcoin Reaching Record High: From 2016 to $124K+ Surge—YMA Financial’s Entrepreneur Insights

Bitcoin has once again made headlines—surging past $124,000—a milestone that entrepreneurs in the YMA Financial circle have closely tracked since 2016. This article provides an in-depth look at Bitcoin Reaching Record High trajectory, the catalysts behind its latest record high, actionable SEO tips, and how YMA Financial stands ready to support businesses launching in this …

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Entrepreneur calculating salary at a desk with financial documents, laptop, and business planning notes, promoting YMA Financial and Verizon Small Business.

How to Calculate Your Salary as an Entrepreneur: A Guide to Smart Business Compensation

Understanding How to Calculate Your Salary as an Entrepreneur One of the most frequently asked questions by new business owners is “How do I calculate my salary as an entrepreneur?” Unlike traditional jobs with fixed paychecks, entrepreneurship requires strategic financial planning to determine what and when to pay yourself. If you want to grow a …

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Businessman thinking about credit card industry changes with overlay text: “Why Major Credit Card Lenders Are Ending Store Credit Card Partnerships in 2025,” with blurred credit cards in the background.

Why Major Credit Card Lenders Are Ending Store Credit Card Partnerships in 2025

As consumer trends shift and financial regulations tighten, many major credit card issuers are severing long-standing partnerships with retail stores and co-branded credit card programs. From Wells Fargo’s exit from Bilt’s rent rewards program to Goldman Sachs backing out of the Apple Card deal, this widespread disruption is reshaping how both consumers and businesses interact …

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Diverse entrepreneurs in a modern office discussing funding options with digital reports, focusing on business funding without a personal guarantor, branded with YMA Financial.

The Truth About Business Funding Without a Personal Guarantor: A Game-Changer for Entrepreneurs

The Truth About Business Funding Without a Personal Guarantor For entrepreneurs looking to build or scale their business, securing funding without a personal guarantor might sound too good to be true. However, with the right approach, resources, and financial partners, it’s absolutely possible. In this guide, we’ll break down how to qualify for no personal …

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African American family celebrating Juneteenth while learning financial literacy and reviewing credit reports together at home.

How Credit and Financial Literacy Empower the Juneteenth Legacy: A Path to Economic Freedom

How Credit and Financial Literacy Impact Juneteenth and Economic Empowerment Juneteenth, also known as Freedom Day, marks the moment in history when enslaved African Americans in Texas were finally informed of their freedom—two and a half years after the Emancipation Proclamation. While Juneteenth is a celebration of liberation, it also serves as a poignant reminder …

How Credit and Financial Literacy Empower the Juneteenth Legacy: A Path to Economic Freedom Read More »

Concerned female entrepreneur in business attire analyzing financial data on a laptop, with charts and graphs in the background under bold Basel III title highlighting small business impact.

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025 As the global financial landscape shifts, Basel III is at the forefront of these changes. Scheduled for full implementation in July 2025, Basel III and how it will affect small businesses and entrepreneurs are set to have an impact across industries. …

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025 Read More »

Business professional analyzing financial bar charts and using a calculator with the overlay text 'Rising Financial Fraud Concerns Particularly Targeting Small Businesses

Rising Financial Fraud Concerns for Small Businesses: Stay Protected in 2025

Rising Financial Fraud Concerns for Small Businesses: Stay Protected in 2025 Financial fraud and the rising financial fraud concerns for small businesses is surging at an alarming rate, especially for small businesses. In 2025, rising financial fraud concerns like AI-driven scams and first-party fraud are reshaping the threat landscape. For small business owners, understanding these …

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blue credit card next to rising red arrow and US dollar bills, illustrating increasing credit card interest rates in 2025.

Why Are Credit Card Interest Rates Increasing? Understanding the Rise and How to Prepare

Credit card interest rates are climbing, and consumers across the United States are feeling the pinch. If you’ve recently looked at your credit card statement and noticed higher interest charges, you’re not alone. But why are credit card interest rates increasing so quickly in 2025? In this article, we’ll break down the top reasons for …

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Capital One and Discover logo against a blue backdrop and banking graphics, symbolizing the merger and its impact on US consumers.

Capital One Merging with Discover: How Will It Affect US Consumers?

The recent news of Capital One merging with Discover has taken the financial world by storm. This massive merger could reshape the credit card and banking landscape across the United States. But the big question on everyone’s mind is: How will it affect US consumers? In this article, we’ll dive deep into the merger details, …

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Bright spring sunrise over a blooming field with colorful flowers and a 'March 20, 2025 – First Day of Spring' calendar overlay, symbolizing renewal and growth.

The First Day of Spring 2025: Welcome the New Season on March 20, 2025

The First Day of Spring 2025: Welcome the New Season on March 20, 2025 When is the First Day of Spring 2025? Spring officially arrives on Thursday, March 20, 2025, at 5:01 AM EDT. This marks the Spring Equinox 2025, a moment when day and night are nearly equal in length. As we transition from …

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