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"Joseph and Rebecca Wallace of YMA Wealth Management Group – The Parent Powerhouse Behind YMA Financial, Masters Credit Consultants, YMA CARES, and The Pyramid Group"

YMA Wealth Management Group: The Parent Powerhouse Behind YMA Financial and More

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

When entrepreneurs and established business owners think of reliable, integrated support across finance, credit, real estate, and community impact, YMA Wealth Management Group stands out. As the parent company of YMA Financial, this enterprise ecosystem has expanded to include Masters Credit Consultants, YMA CARES Nonprofit, and The Pyramid Group with Keller Williams. In this article, …

YMA Wealth Management Group: The Parent Powerhouse Behind YMA Financial and More Read More »

How to Start a Business: The Ultimate Step-by-Step Guide for Entrepreneurs

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Introduction: Why Learning How to Start a Business Matters If you’ve ever wondered how to start a business, you’re not alone. Thousands of new entrepreneurs search every day for the best steps to start a business and turn their ideas into profitable ventures. Learning the right process for starting a business is critical because it …

How to Start a Business: The Ultimate Step-by-Step Guide for Entrepreneurs Read More »

“Blue semi-truck on highway promoting 32nd Degree Logistics trucking authority filing, truck selection, and insurance services for new trucking companies with YMA Financial business consulting support.”

Starting a Trucking Company | 32nd Degree Logistics: Helping New Trucking Companies Succeed

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Starting a Trucking Company with 32nd Degree Logistics When starting a trucking company, many entrepreneurs quickly realize the process involves more than just buying a truck. In fact, from DOT and MC Authority filing to truck selections and commercial insurance, each step can feel overwhelming. Fortunately, 32nd Degree Logistics makes the journey easier by providing …

Starting a Trucking Company | 32nd Degree Logistics: Helping New Trucking Companies Succeed Read More »

Bitcoin reaching record high with gold Bitcoin coin and upward trending green line chart on dark blue background

Bitcoin Reaching Record High: From 2016 to $124K+ Surge—YMA Financial’s Entrepreneur Insights

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Bitcoin has once again made headlines—surging past $124,000—a milestone that entrepreneurs in the YMA Financial circle have closely tracked since 2016. This article provides an in-depth look at Bitcoin Reaching Record High trajectory, the catalysts behind its latest record high, actionable SEO tips, and how YMA Financial stands ready to support businesses launching in this …

Bitcoin Reaching Record High: From 2016 to $124K+ Surge—YMA Financial’s Entrepreneur Insights Read More »

Entrepreneur calculating salary at a desk with financial documents, laptop, and business planning notes, promoting YMA Financial and Verizon Small Business.

How to Calculate Your Salary as an Entrepreneur: A Guide to Smart Business Compensation

bad credit, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup, Uncategorized / By Joe Wallace YMA Blog Writer

Understanding How to Calculate Your Salary as an Entrepreneur One of the most frequently asked questions by new business owners is “How do I calculate my salary as an entrepreneur?” Unlike traditional jobs with fixed paychecks, entrepreneurship requires strategic financial planning to determine what and when to pay yourself. If you want to grow a …

How to Calculate Your Salary as an Entrepreneur: A Guide to Smart Business Compensation Read More »

Businessman thinking about credit card industry changes with overlay text: “Why Major Credit Card Lenders Are Ending Store Credit Card Partnerships in 2025,” with blurred credit cards in the background.

Why Major Credit Card Lenders Are Ending Store Credit Card Partnerships in 2025

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

As consumer trends shift and financial regulations tighten, many major credit card issuers are severing long-standing partnerships with retail stores and co-branded credit card programs. From Wells Fargo’s exit from Bilt’s rent rewards program to Goldman Sachs backing out of the Apple Card deal, this widespread disruption is reshaping how both consumers and businesses interact …

Why Major Credit Card Lenders Are Ending Store Credit Card Partnerships in 2025 Read More »

Diverse entrepreneurs in a modern office discussing funding options with digital reports, focusing on business funding without a personal guarantor, branded with YMA Financial.

The Truth About Business Funding Without a Personal Guarantor: A Game-Changer for Entrepreneurs

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

The Truth About Business Funding Without a Personal Guarantor For entrepreneurs looking to build or scale their business, securing funding without a personal guarantor might sound too good to be true. However, with the right approach, resources, and financial partners, it’s absolutely possible. In this guide, we’ll break down how to qualify for no personal …

The Truth About Business Funding Without a Personal Guarantor: A Game-Changer for Entrepreneurs Read More »

African American family celebrating Juneteenth while learning financial literacy and reviewing credit reports together at home.

How Credit and Financial Literacy Empower the Juneteenth Legacy: A Path to Economic Freedom

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

How Credit and Financial Literacy Impact Juneteenth and Economic Empowerment Juneteenth, also known as Freedom Day, marks the moment in history when enslaved African Americans in Texas were finally informed of their freedom—two and a half years after the Emancipation Proclamation. While Juneteenth is a celebration of liberation, it also serves as a poignant reminder …

How Credit and Financial Literacy Empower the Juneteenth Legacy: A Path to Economic Freedom Read More »

Concerned female entrepreneur in business attire analyzing financial data on a laptop, with charts and graphs in the background under bold Basel III title highlighting small business impact.

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025 As the global financial landscape shifts, Basel III is at the forefront of these changes. Scheduled for full implementation in July 2025, Basel III and how it will affect small businesses and entrepreneurs are set to have an impact across industries. …

Basel III and How It Will Affect Small Businesses and Entrepreneurs in July 2025 Read More »

Business professional analyzing financial bar charts and using a calculator with the overlay text 'Rising Financial Fraud Concerns Particularly Targeting Small Businesses

Rising Financial Fraud Concerns for Small Businesses: Stay Protected in 2025

bad credit, Business, collections, Credit, credit cards, credit repair, credit score, debit, Entrepreneurship, Finances, good credit, Small Business, startup / By Joe Wallace YMA Blog Writer

Rising Financial Fraud Concerns for Small Businesses: Stay Protected in 2025 Financial fraud and the rising financial fraud concerns for small businesses is surging at an alarming rate, especially for small businesses. In 2025, rising financial fraud concerns like AI-driven scams and first-party fraud are reshaping the threat landscape. For small business owners, understanding these …

Rising Financial Fraud Concerns for Small Businesses: Stay Protected in 2025 Read More »

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