Hospital gowns, painful shots, and low temperatures in the doctor’s examination room are not the worst part to get medical treatment. Receiving a hefty medical bill after a doctor and hospital visit may be a particularly bitter pill to swallow. Furthermore, to depleting your bank account, medical bills can affect your credit if you do …
Purchasing a car is costlier than leasing, but a bad credit score cannot leave you with much of a choice. Bad credit can make it harder to get a car, but a car can be essential to get a job that would help you improve your credit. Obviously, there’s more than one way to acquire …
Credit cards are better financial tools of convenience & security. They come in handy when you either do not have any cash on hand or do not want to carry cash when making purchases. They may be quite useful when making huge purchases like a new tv or a major appliance. They are useful while …
How Opening Multiple Credit Cards at Once Can Affect Your Business Credit Scores Read More »
If your aim is to pay off higher interest credit cards, the first and maybe hardest step is to avoid adding to your debt. From there, explore plans to low your interest rates, direct extra money to payments, and get expert help if you need it. From the 2nd quarter of 2015 to Q2 2019, …
Credit Cards Credit cards fall into a different class of borrowing called revolving credit. With a revolving credit account, the borrower usually has ongoing access to the funds as long as their account remains in better standing. Revolving credit card accounts may be eligible for credit-limit increases on a regular basis. Interest rates are high …
Credit Cards vs. Personal Credit Cards What’s the Difference Read More »
As COVID-19 pervades every feature of life right now, it’s a business imperative to support workers during this time when there’re several unknowns. As small business owners know all, the challenges facing their business are the same as those experienced by big organizations. However, they’ve to manage them with limited resources. This’s no different for …
In a long-term relationship, there will inevitably be occasions when you and your partner want to have hard (and even downright unpleasant) conversations. One thing that may be especially difficult for couples? Figuring out how to talk about money in a relationship, because finances are a tricky topic to navigate, especially the first time the …
If you’ve poor credit, you can be struggling to qualify for a credit card, rent an apartment, or even get a personal loan. To aid make you a better applicant, credit repair companies frequently promise to improve your credit in return for a fee. These companies usually offer to review your credit reports and address …
Your first experience with credit can be a small confusing. Managing credit wisely is an essential factor in your financial success so understanding all the elements of credit is key. Building a basic understanding of how credit works can help you make the right borrowing and payment decisions through life. With that being said, here …
Securing a business loan or financing for your small business can be incredibly frustrating, especially for first-time business owners who don’t know the ropes. In fact, in its Spring 2015 small business survey, Nav discovered that despite having more business financing options available, such as online lenders, it’s still an uphill battle for small business …
© Copyright 2023 YMA Financial