Making your business extremely attractive to job seekers is critical to the success of your business. Unemployment has been at its cheap level in nearly 49 years, and people are more eager to work for companies that care about their employees. This situation creates a unique opportunity for employers to attract the best candidates and […]
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3 Ways to Measure Employee Happiness Several surveys have suggested that measuring employee happiness will improve the bottom line. However, the benefits of a company’s employee satisfaction program may not be as immediate as many employers would like. Disillusioned employees often alienate good customers and weaken leadership commitment, while ineffective management drains productivity and keeps
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3 Steps to Winning Back Lost Customers Winning back a lost customer is much cheaper than replacing them. It’s important to remember that a customer who’s left a business is not necessarily the perfect one. Sometimes, these customers are difficult to get back to. However, you should make them happy. The more you can please
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Who Can Access Your Credit Report? While the federal Fair Credit Reporting Act governs who can access your credit report, some states have laws. For example, the Illinois Employee Privacy Act prohibits employers from using a consumer’s credit history to make hiring decisions. This law doesn’t apply to debt collectors, state or local governments, or
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Small Business Expansion and Growth Strategies for 2022 Small businesses in 2022 face several challenges, including climate change and the shifting economic and political climates. However, the right strategies will help your business grow and survive in the coming years. Read on for 10 small business expansion and growth tips for the year 2022. As
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How to Manage Small Business Cash Flow For Greater Profitability Managing small business cash flow for greater profitability starts with an understanding of what cash flow is. In short, cash flow is the amount of money that comes into and leaves a business. Positive cash flows are good, as they provide enough money to cover
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Financially Ready for 2022? Get Your Credit Ready Too! Do you want to be financially ready for 2022? If so, you need to improve your credit score. Your credit score results from years of good financial habits and not spending more than you can afford. While your score will never be perfect, there are some
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How to Build Piggybacking Credit Adding an authorized user to a credit card can be a constructive way to build your credit score. When you add an authorized user, you are taking full responsibility for the spending habits of the authorized user. It can be an excellent way to limit the risks associated with the
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How Does Business Credit Affect Personal Credit? If you’ve ever applied for a business credit card, you may have noticed that you’re getting a hard inquiry on your credit report. It is because lenders use your personal credit history to determine whether or not you’ll repay any loans you make. In other words, the higher
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Credit Reports – Their Purpose and Profit The purpose of credit bureaus is to help lenders decide whether to extend a loan to an applicant. They collect and synthesize information about borrowers and sell that information to other companies. The information is not used by the lending institutions but is sold to individuals. The credit
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